SMART IT. DATA. AI. CONSULTING.
Delivering reliable expert services for the financial and public sectors
Data & Technology
We help organizations design and implement data and AI-driven strategies that power smarter decisions and digital growth. From data engineering, BI dashboards, advanced analytics, and AI solutions to cloud architecture and governance, our experts ensure your technology and information assets are reliable, scalable, and aligned with your business goals.
Business Consulting
We guide organizations through digital transformation and help them manage complexity with structured, agile, and results-oriented delivery. From project management and business analysis to product management and user-centric design, we ensure initiatives are aligned with strategic goals, well-governed, and deliver measurable business value.
Testing & Quality Engineering
We ensure reliability and compliance through comprehensive end to end testing and quality management. From test concept, test strategy and test management to automation, continuous testing, and AI-driven analytics supported by risk-based quality frameworks aligned with the highest financial-sector standards.
SMART SOLUTIONS. RELIABLE DELIVERY
Tailored technology and AI tools that drive digital transformation and streamline regulatory compliance.
SOFTWARE ENGINEERING & INTEGRATION
We design, build, and integrate custom software and cloud solutions that enable seamless operations and scalable architectures.From application development and API integration to DevOps and middleware engineering, we deliver end-to-end, secure, and future-ready app tailored to your business.
D-TOOLS & AI PRODUCTS
Explore Dligence’s suite of proprietary RegTech and AI-driven tools designed to simplify compliance and automation. Our portfolio — including Due Date Master, FATCA/CRS Reporter, LIQMON, and AI-Driven Test Generator — empowers financial institutions with smart dashboards, reconciliation engines, and real-time quality insights.
TEST AS A SERVICE
Delivering full-lifecycle testing as a managed service — from test design and automation to release validation and continuous QA. Our AI-driven analytics, KPI-based governance, and CI/CD integration ensure real-time quality visibility and risk-focused assurance for critical financial systems.
TEAM AS A SERVICE
Scale your projects with dedicated expert teams embedded directly within your organization. Our on-site, hybrid, and nearshore models provide flexible capacity across development, testing, data, and project management — ensuring agility, continuity, and high-impact delivery at every phase
Focus on: D-Tools & AI Products
“D-Tools® – Master Deadlines, Monitor Liquidity, Make Smarter Decisions”
LIQMON® Inteligent Liquidity Monitoring Tool
A powerful liquidity monitoring tool that enables businesses and financial institutions to track and analyze liquidity levels in real time. It offers clear visibility into cash flow, reserves, and key liquidity metrics, empowering users to make informed decisions and proactively manage financial health. User-friendly and reliable, LIQMON delivers actionable insights to help organizations stay ahead of potential liquidity challenges.
- Single and global platform to deliver near real-time intraday liquidity visibility by aggregating accounts and currencies from both central banks and commercial banks
- Mobile & Web Solutions seamlessly integrate with multiple data sources and banking systems, supporting automated data exchange via API. Available on-premises or in the cloud (SaaS), our solutions deliver scalable, accessible, and high-performance data management even with growing volumes.
- Leverage cutting-edge technologies such as real-time predictive analytics, artificial intelligence, and machine learning techniques to provide early AI-based warnings and actionable insights.
Streamline Your Compliance Processes and Reduce Risk with Our AML KYC Monitoring Tool
As part of our IT software and services offering, we provide an AML KYC monitoring tool that enables businesses to comply with anti-money laundering (AML) and know your customer (KYC) regulations. Our tool is designed to help businesses monitor and manage customer due diligence processes more efficiently and effectively, reducing the risk of regulatory fines and reputational damage. With our AML KYC monitoring tool, businesses can streamline their customer onboarding processes, verify customer identities, and monitor transactions for suspicious activity in real-time. This ensures that businesses remain compliant with AML and KYC regulations, while also reducing the risk of fraud and financial crime. Our tool is fully customizable to meet the specific needs of each business, and our team of experienced developers and consultants provides ongoing support and maintenance to ensure that our clients remain up-to-date with the latest regulatory requirements and industry best practices.
- Improved Compliance: Our AML KYC monitoring tool enables businesses to comply with AML and KYC regulations more effectively, reducing the risk of regulatory fines and reputational damage.
- Enhanced Security: Our tool provides businesses with greater security by verifying customer identities and monitoring transactions for suspicious activity in real-time. This can reduce the risk of fraud and financial crime.
- Streamlined Processes: Our AML KYC monitoring tool streamlines the customer onboarding process, reducing the time and resources required to perform due diligence checks. This can improve operational efficiency and reduce costs for businesses
Due Date Master® The Regulatory Reporting Management Tool
Due Date Master a regulatory reporting calendar and monitoring tool that helps banks manage their reporting and deliverables obligations efficiently. The platform enables users to track deadlines, monitor progress, and generate reports fully compliant with regulatory requirements. Our tool streamlines reporting workflows, reduces the risk of non-compliance, and helps avoid costly penalties. Fully customizable, it can be tailored to each organization’s needs and integrates seamlessly with other systems to enhance data collection and reporting accuracy. Ongoing support from our experienced team ensures clients stay up-to-date with the latest regulations and best practices.
- Efficiently manage regulatory reporting requirements by centralizing reporting deadlines, tracking progress, and generating reports that comply with regulatory requirements
- Reduce the risk of non-compliance and avoid costly penalties. Automated reminders and notifications ensure timely submissions, while accurate reports help maintain regulatory compliance and good standing.
- Customizable Solution with Ongoing Support: Our tool is fully customizable to meet the specific needs of each business. With ongoing support and maintenance from our experienced team, clients stay up-to-date with regulatory changes and industry best practices, maximizing the effectiveness and longevity of the tool.
OUR COMPANY
Dligence® empowers financial and public institutions with intelligent IT, Data, and AI services and solutions.
Headquartered in Luxembourg and active across Germany and Belgium, we provide end-to-end consulting, testing, and AI-driven engineering services that are reliable, audit-ready, and fully aligned with European governance standards.
Client Focus
Excellence & Innovation
Integrity & Ethics
Sustainability & Environment
